Consumers

Credit-Deposit Ratio of commercial banks drops to 77.98% amid economic stagnation

KATHMANDU: The average credit-deposit (CD) ratio of 20 commercial banks in Nepal has decreased to 77.98% as the sluggish economy continues to hamper credit demand. Despite having the capacity to extend loans worth approximately NPR 710 billion, banks are struggling to find borrowers, leaving the system oversaturated with liquidity....

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